Yesterday there was discussion with a client about a trust, or whether something simpler could be used. Husband was concerned that, upon death, wife would have assets but be too unsophisticated, and in a reduced capacity, to handle them. The answer was provided by the excellence of character and intelligence of their daughter. By making her the mother's power of attorney, if father dies, and mother needs help, daughter will be able to act on her behalf. Geting fancy instruments drafted isn't always necessary.