Can't get off of this issue: That people who say they WANT to make plans, have a will, think ahead, but do they really? The want to precedes the how to.
An excuse gives you permission to remain where you are. Complaining nails you to your problem, your condition.
The different soap opera stories this blog shares are to let you know how tragic the consequences can be if you delay, wait, put it off. Don't let someone else's inactivity become Your tragedy.
We change (in this case, follow through to make some plans) when we learn enough to want to do something, because exposure created desire; and when we receive enough good information we desire to change, to act, to do something.
The process of change begins with belief and concludes with behavior.